A friend who is actually good with money.

Lives in your texts. Reads your statements. Catches what you would miss, and tells you before it costs you.

01Lives in iMessage
02Reads every transaction
03Texts before charges hit
04Grounded in live numbers

01 · Why Harper

Money apps wait for you to check in.
Harper checks in on you.

Dashboards are honest but passive. They watch you pay for a gym you quit in March, miss a quiet price hike, eat the late fee, and then chart it all beautifully after the fact.

Harper works like an assistant. It reads every transaction the moment it lands, remembers what you care about, and speaks up at the right time. Ask it anything, or say nothing and let it catch what you would have missed.


02 · In your Messages

No new app.
It texts you.

Harper lives in your Messages and speaks up first. A renewal you forgot, a paycheck that landed, a balance running thin before rent. Reply like you would to a friend.

  • Texts you before fees, not after
  • Replies in seconds, any hour
  • Knows your balances the moment you ask

03 · Never forget

It remembers what
you’d forget.

Free trials, renewals, rent timing, quiet price hikes, refunds that never land. Harper tracks the calendar of your money and nudges you at exactly the right moment.

Tuesday 9:02 AM

Rent leaves Thursday and checking is $140 short. You might want to top it up from savings.
just moved it, good catch
You’re set for Thursday.

Yesterday 6:14 PM

Netflix raised your plan to $22.99. That’s $90 more a year. Want me to switch you to the ad plan?

Today 8:40 AM

Your Delta refund landed. $418 back in checking.
finally 🙏

04 · Ask anything

Bigger questions?
Take them to the web.

The same Harper, with room to think. Plan a trip, stress-test a budget, dig into a weird month. It answers from your live accounts and shows its work.

app.harper.money/chat

Harper

Ask anything about your money.

I want to know if I can afford two weeks in Tokyo this October.

Yes, comfortably. You average $1,840 left over each month after fixed costs. Set aside $620 a month starting now and you’ll cover a $3,700 trip without touching savings.


05 · Grounded

Live numbers,
or nothing.

Harper connects to your banks read-only, through Plaid. Every answer cites live balances and real transactions. If it can’t ground a claim, it won’t make one.

Checking··4821

$8,204.55

Savings··0476

$23,910.02

Credit··9013

−$1,042.18

Your bank shows you what happened.

Harper handles what’s next.

06 · Early access

Be first in line.

Join the waitlist →

Early access opens this summer. One email when your invite is ready, nothing else.